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Keywords Alternative, Despute, Resolution, Bisnis BPRS, DPK, CAR, NPF, FDR DPK Debt to Asset Ratio, Debt to Equity Ratio, Current Ratio, Cash Ratio Distribution, Productive of Zakat, Parambahan Financial Inclusive, MSME Empowerment, Micro Waqf Bank Financial distress, financial ratio, corporate governance. Financing HR, Policy & Performance Innovation, Creativity, Community Economic Resilience Islamic Bank Financing, Zakat, Education Expenditure, Economic Growth, and Human Development Index (HDI). Islamic Capital Market, Islamic capital market, investment, regulation, product, practice, policy. Islamic Rural Bank MSMEs, Digitalization, QRIS. NPF NPF, Inflation, Profitability, Islamic Rural Banks. Perception, Muslim Entrepreneurs, Mergers, Islamic Banks. Property Sector Stock Price, ROE, CSR ROA leadership, commitment, and organizational citizenship behavior waqf, productive waqf, rural development, BUMDes.

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